<![CDATA[Team FinanceMastering]]> https://financemastering.com/rss-feeds/feed/author/team <![CDATA[Buy Now, Pay Later and Your Credit Score: When BNPL Loans Show Up on Your Report]]> https://financemastering.com/buy-now-pay-later-and-your-credit-score https://financemastering.com/buy-now-pay-later-and-your-credit-score Mon, 09 Nov 2026 08:19:03 -0500 <![CDATA[How to Ask for a Lower Credit Card APR, and What to Say on the Call]]> https://financemastering.com/how-to-ask-for-lower-credit-card-apr-what-to-say https://financemastering.com/how-to-ask-for-lower-credit-card-apr-what-to-say Sat, 31 Oct 2026 16:00:07 -0400 <![CDATA[Using an HSA as a Stealth Retirement Account: Paying Medicare-Era Costs Tax-Free]]> https://financemastering.com/hsa-as-stealth-retirement-account-medicare-era-costs https://financemastering.com/hsa-as-stealth-retirement-account-medicare-era-costs Sat, 31 Oct 2026 10:00:07 -0400 <![CDATA[The Self-Employed Health Insurance Deduction: Who Qualifies and How to Claim It]]> https://financemastering.com/self-employed-health-insurance-deduction-who-qualifies https://financemastering.com/self-employed-health-insurance-deduction-who-qualifies Wed, 28 Oct 2026 16:00:11 -0400 <![CDATA[Employee Stock Purchase Plans: How the Discount Works and When to Sell]]> https://financemastering.com/employee-stock-purchase-plans-discount-when-to-sell https://financemastering.com/employee-stock-purchase-plans-discount-when-to-sell Sat, 24 Oct 2026 16:00:10 -0400 <![CDATA[2027 Social Security COLA: What the New Raise Means for Your Monthly Check and Taxes]]> https://financemastering.com/2027-social-security-cola-monthly-check-taxes https://financemastering.com/2027-social-security-cola-monthly-check-taxes Thu, 22 Oct 2026 16:00:06 -0400 <![CDATA[Child Tax Credit for 2026: Amounts, Income Limits, and the Refundable Portion Explained]]> https://financemastering.com/child-tax-credit-2026-amounts-limits-refundable https://financemastering.com/child-tax-credit-2026-amounts-limits-refundable Tue, 20 Oct 2026 16:00:05 -0400 <![CDATA[Credit Builder Loans: How They Work and Whether They're Worth the Cost]]> https://financemastering.com/credit-builder-loans-how-they-work https://financemastering.com/credit-builder-loans-how-they-work Sun, 18 Oct 2026 14:00:04 -0400 <![CDATA[Medicare Part D for 2027: How to Check Your Prescriptions Are Still Covered]]> https://financemastering.com/medicare-part-d-2027-check-prescription-coverage https://financemastering.com/medicare-part-d-2027-check-prescription-coverage Sun, 18 Oct 2026 09:00:04 -0400 <![CDATA[Bank Account Bonuses: How Sign-Up Offers Work and How They're Taxed]]> https://financemastering.com/bank-account-bonuses-how-they-work-and-taxes https://financemastering.com/bank-account-bonuses-how-they-work-and-taxes Sat, 17 Oct 2026 14:00:04 -0400 <![CDATA[Lifestyle Creep After a Raise: How to Lock In Savings First]]> https://financemastering.com/lifestyle-creep-after-a-raise https://financemastering.com/lifestyle-creep-after-a-raise Mon, 12 Oct 2026 14:00:03 -0400 <![CDATA[How the Social Security COLA Is Calculated, and Why Your Raise May Not Match Your Costs]]> https://financemastering.com/social-security-cola-how-its-calculated https://financemastering.com/social-security-cola-how-its-calculated Mon, 12 Oct 2026 09:00:04 -0400 <![CDATA[The Kiddie Tax Explained: How a Child's Investment Income Is Taxed]]> https://financemastering.com/kiddie-tax-explained https://financemastering.com/kiddie-tax-explained Sun, 11 Oct 2026 14:00:03 -0400 <![CDATA[How Home Sales Are Taxed: The $250,000/$500,000 Exclusion Explained]]> https://financemastering.com/home-sale-tax-exclusion-explained https://financemastering.com/home-sale-tax-exclusion-explained Sun, 11 Oct 2026 09:00:03 -0400 <![CDATA[The Alternative Minimum Tax Explained: Could AMT Hit an Ordinary Household?]]> https://financemastering.com/alternative-minimum-tax-explained https://financemastering.com/alternative-minimum-tax-explained Sat, 10 Oct 2026 18:30:59 -0400 <![CDATA[Dependent Care FSA vs. Child Care Credit: Which Saves Working Parents More?]]> https://financemastering.com/dependent-care-fsa-vs-child-care-credit https://financemastering.com/dependent-care-fsa-vs-child-care-credit Sat, 10 Oct 2026 18:25:08 -0400 <![CDATA[Reverse Mortgages Explained: Costs, Rules, and Who Should Avoid One]]> https://financemastering.com/reverse-mortgages-explained https://financemastering.com/reverse-mortgages-explained Sat, 10 Oct 2026 18:17:58 -0400 <![CDATA[Too Much Employer Stock? 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