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James Johnson

James Johnson

Last seen: 10 months ago

James Johnson has 10+ years in fintech. He holds an MBA and an MS in Information Technology, and writes about how AI and personal finance actually meet for everyday investors.

Member since Nov 13, 2025

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Capital Gains Tax Brackets Explained for Everyday Investors

Capital Gains Tax Brackets Explained for Everyday In...

James Johnson
Sep 16, 2026
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Debt Avalanche vs. Debt Snowball: Comparing the Math and the Behavior

Debt Avalanche vs. Debt Snowball: Comparing the Math...

James Johnson
Sep 16, 2026
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Tax-Loss Harvesting Explained: How Wash Sales Work and When Harvesting Helps

Tax-Loss Harvesting Explained: How Wash Sales Work a...

James Johnson
Sep 15, 2026
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AI Stocks Slide as Safety Warnings and 5% Treasury Yield Rattle Investors

AI Stocks Slide as Safety Warnings and 5% Treasury Y...

James Johnson
Sep 14, 2026
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PMI Explained: How Private Mortgage Insurance Works and When It Ends

PMI Explained: How Private Mortgage Insurance Works ...

James Johnson
Sep 10, 2026
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10-Year Treasury Yield Nears 5%: What It Means for Mortgage Rates and Borrowers

10-Year Treasury Yield Nears 5%: What It Means for M...

James Johnson
Sep 10, 2026
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U.S. Consumer Credit Rose at a 4.2% Rate: What the Latest Fed Data Means

U.S. Consumer Credit Rose at a 4.2% Rate: What the L...

James Johnson
Sep 09, 2026
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Statement Balance vs. Current Balance: What Credit Card Holders Should Pay

Statement Balance vs. Current Balance: What Credit C...

James Johnson
Sep 09, 2026
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10 Money Habits Keeping Millennials and Gen Z Broke (And How to Break Them)

10 Money Habits Keeping Millennials and Gen Z Broke ...

James Johnson
Aug 08, 2026
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Can You Buy a House With Student Loans? Here's What Lenders Actually Look At

Can You Buy a House With Student Loans? Here's What ...

James Johnson
Aug 08, 2026
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Are You Carrying Credit Card Debt in 2026? Here Is the Real Math on Getting Out

Are You Carrying Credit Card Debt in 2026? Here Is t...

James Johnson
Jul 17, 2026
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Mortgage Rates Are Stuck Near 6.5% This Summer: What Buyers and Refinancers Should Actually Do

Mortgage Rates Are Stuck Near 6.5% This Summer: What...

James Johnson
Jul 13, 2026
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How Big Should Your Emergency Fund Be in 2026?

How Big Should Your Emergency Fund Be in 2026?

James Johnson
Jul 12, 2026
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Renters Insurance: Why It's the Best $15/Month You're Not Spending.

Renters Insurance: Why It's the Best $15/Month You'r...

James Johnson
May 22, 2026
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Your Net Worth Is the Only Financial Number That Actually Matters

Your Net Worth Is the Only Financial Number That Act...

James Johnson
Apr 09, 2026
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ETFs vs Mutual Funds in 2026: Which Should You Choose for Your Portfolio?

ETFs vs Mutual Funds in 2026: Which Should You Choos...

James Johnson
Apr 07, 2026
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