R. Kumar

Last seen: 9 months ago

Passionate about breaking down complex finance-related concepts into simple terms to help everyday people.

Member since Aug 28, 2025

Term vs Whole vs Universal Life Insurance: Which Is Actually Worth It?

Term vs Whole vs Universal Life Insurance: Which Is Act...

R. Kumar Apr 13, 2026

How Much Life Insurance Do You Actually Need? A Simple Formula

How Much Life Insurance Do You Actually Need? A Simple ...

R. Kumar Mar 26, 2026

Auto Loans for Bad Credit in 2026: Realistic Options and How to Avoid High Rates

Auto Loans for Bad Credit in 2026: Realistic Options an...

R. Kumar Mar 16, 2026

Diversifying Beyond Stocks: REITs, Crowdfunding, and Real Estate Options for Beginners.

Diversifying Beyond Stocks: REITs, Crowdfunding, and Re...

R. Kumar Mar 13, 2026

March 2026 Mortgage Market Update: How to Lock in Rates Below 6% Before They Bounce Back

March 2026 Mortgage Market Update: How to Lock in Rates...

R. Kumar Mar 9, 2026

High-Yield Savings and CDs: Comparing APYs, Liquidity Penalties, and FDIC Coverage Limits

High-Yield Savings and CDs: Comparing APYs, Liquidity P...

R. Kumar Feb 27, 2026

The Impact of Fees on Long-Term Returns

The Impact of Fees on Long-Term Returns

R. Kumar Feb 16, 2026

Advanced Debt Payoff Strategies: Avalanche vs. Snowball vs. Hybrid for High-Interest Loans

Advanced Debt Payoff Strategies: Avalanche vs. Snowball...

R. Kumar Feb 7, 2026

Credit Score Optimization: Impact of Utilization Ratios, Inquiries, and Dispute Processes

Credit Score Optimization: Impact of Utilization Ratios...

R. Kumar Feb 6, 2026

Could the Canadian Dollar Soon Be Worth Half a U.S. Dollar?

Could the Canadian Dollar Soon Be Worth Half a U.S. Dol...

R. Kumar Jan 30, 2026

FHA vs. Conventional vs. VA Loans in 2026: Which Is Best for You?

FHA vs. Conventional vs. VA Loans in 2026: Which Is Bes...

R. Kumar Jan 30, 2026

Hidden Costs That Drain Your Budget: How to Spot and Avoid Them

Hidden Costs That Drain Your Budget: How to Spot and Av...

R. Kumar Oct 27, 2025

How Much to Save in an Emergency Fund?

How Much to Save in an Emergency Fund?

R. Kumar Oct 27, 2025

50/30/20 Budgeting Rule: A Simple Guide to Managing Your Finances

50/30/20 Budgeting Rule: A Simple Guide to Managing You...

R. Kumar Oct 27, 2025

Investing for Beginners: Your Easy Guide to Starting Smart

Investing for Beginners: Your Easy Guide to Starting Smart

R. Kumar Oct 27, 2025

Taxes for Beginners Explained: A Friendly Guide to Understanding Your Finances

Taxes for Beginners Explained: A Friendly Guide to Unde...

R. Kumar Oct 27, 2025