The Best Apps for Investing in ETFs

Nov 14, 2025 - 3:00 PM
The Best Apps for Investing in ETFs

Exchange-Traded Funds (ETFs) have become a cornerstone of modern investing, offering diversified exposure to stocks, bonds, commodities, and more—all in a single, low-cost package that trades like a stock on exchanges. With average expense ratios under 0.20% and the ability to buy fractional shares, ETFs are ideal for beginners and seasoned investors alike. But in a world where over 3,000 ETFs are available, the real game-changer is the app you use to access them. Mobile-first platforms make investing seamless, with commission-free trades, real-time data, and automated tools at your fingertips.

Currently, the best ETF investment apps stand out for their zero-commission trades, robust ETF selections (often thousands of options), user-friendly interfaces, and additional perks like research tools or robo-advisory features. Based on expert reviews from NerdWallet, Forbes Advisor, and Bankrate, we've narrowed it down to the top five apps. These picks prioritize ETF accessibility, low fees, and overall ratings. Whether you're building a long-term portfolio or dipping your toes into active trading, there's an app here for you.

Top 5 Best Apps for Investing in ETFs

1. Fidelity Investments (Overall Rating: 4.8/5)

Fidelity's mobile app is a powerhouse for ETF enthusiasts, boasting one of the largest selections of commission-free ETFs—over 2,000 no-transaction-fee options from providers like iShares and Vanguard. It's perfect for research-driven investors, with in-depth ETF screeners, performance analytics, and expense ratio comparisons built right in. The app also supports fractional shares, IRAs, and automated investing via Fidelity Go (robo-advisor).

Key Features for ETFs:

  • $0 commissions on U.S. stocks and ETFs.
  • Advanced tools like ETF flow data and sector breakdowns.
  • High-yield cash sweep (up to 5% APY on uninvested funds).

Pros:

  • Extensive educational resources and 24/7 customer support.
  • Seamless integration with banking and retirement accounts.
  • Highly rated for mobile usability and order execution.

Cons:

  • Interface can feel cluttered for absolute beginners.
  • Broker-assisted trades cost $32.95.

Fidelity earns top marks across reviews for its all-in-one ecosystem, making it our #1 pick for comprehensive ETF investing.

2. Charles Schwab (Overall Rating: 4.5/5)

Schwab's app shines for its blend of simplicity and depth, offering access to more than 2,400 low-cost ETFs (many with expense ratios below 0.50%). It's a favorite for passive investors, with features like Schwab Intelligent Portfolios for automated ETF allocation based on your risk profile. Fractional shares (via "Stock Slices") start at just $5, and the app integrates thinkorswim for advanced charting.

Key Features for ETFs:

  • $0 commissions on online ETF trades.
  • Over 4,000 no-load, no-transaction-fee mutual funds as ETF alternatives.
  • Custom ETF screeners and portfolio analysis tools.

Pros:

  • Excellent research from Morningstar and in-house analysts.
  • No account minimums and strong customer service (including branches).
  • Supports extended-hours trading for select ETFs.

Cons:

  • App can be overwhelming with too many options.
  • Lower interest on uninvested cash (around 0.45%).

Schwab's vast ETF lineup and educational tools make it ideal for building diversified portfolios without breaking the bank.

3. Robinhood (Overall Rating: 4.3/5)

Robinhood revolutionized investing with its gamified, no-frills app, and in 2025, it's still a top choice for commission-free ETF trading. With thousands of ETFs available, including popular ones like VOO (S&P 500) and QQQ (Nasdaq-100), the app excels at quick buys and fractional shares. It's great for millennials and Gen Z starting small.

Key Features for ETFs:

  • $0 commissions on stocks, ETFs, and options.
  • Real-time quotes and swipe-to-trade functionality.
  • IRA match up to 3% for Gold subscribers ($5/month).

Pros:

  • Intuitive, beginner-friendly design with news feeds.
  • High interest on uninvested cash (up to 5% for Gold members).
  • Crypto ETFs and 24/7 trading support.

Cons:

  • Limited research tools—relies on basic charts.
  • No mutual funds or bonds, focusing mainly on equities.

For hands-off, mobile-first ETF investing, Robinhood's simplicity can't be beaten, though it's best paired with external research.

4. Vanguard (Overall Rating: 4.2/5)

As the pioneer of low-cost indexing, Vanguard's app is tailored for buy-and-hold ETF investors. It offers a curated selection of its own ultra-low-fee ETFs (average expense ratio: 0.08%), like VT (global stocks) and BND (bonds). The app emphasizes long-term planning with retirement calculators and portfolio trackers.

Key Features for ETFs:

  • $0 commissions on Vanguard ETFs and most others.
  • Leader in index and sector-specific ETFs.
  • High order execution quality and cash yields up to 5.3%.

Pros:

  • Unmatched low costs for passive strategies.
  • Strong focus on advisor-free, self-directed investing.
  • No minimums for brokerage accounts.

Cons:

  • Basic platform lacks advanced charting.
  • No fractional shares for individual stocks (ETFs yes).

Vanguard is the go-to for cost-conscious ETF purists seeking simplicity and reliability.

5. Webull (Overall Rating: 4.0/5)

Webull appeals to active traders with its advanced yet free app, providing commission-free access to over 3,000 ETFs. It stands out for technical analysis tools, like customizable charts and ETF heatmaps, making it easy to spot trends in thematic funds (e.g., AI or clean energy ETFs).

Key Features for ETFs:

  • $0 commissions with extended-hours trading.
  • Paper trading simulator for ETF strategies.
  • Level 2 market data included.

Pros:

  • Powerful charting and community forums.
  • No minimum deposit and fast execution.
  • Crypto and futures alongside ETFs.

Cons:

  • App charts occasionally glitch on mobile.
  • Accepts payment for order flow, which may affect execution.

Webull is excellent for tech-savvy users blending ETF investing with day trading.

How to Choose the Right ETF App for You

The "best" app depends on your style: Fidelity or Schwab for depth, Robinhood for ease, Vanguard for costs, or Webull for tools. Consider factors like account minimums (all $0 here), mobile ratings (check App Store/Google Play), and extras like tax-loss harvesting (available in robo-hybrids like Wealthfront). Always review regulatory protections— these apps are SIPC-insured up to $500,000.

Disclaimer: Investing involves risk, including loss of principal. This article is for informational purposes only and not financial advice. Consult a professional before investing. Data current as of November 14, 2025.

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